/* ==========================================================================
   FinanzWerk – Editorial design system
   Typography: Fraunces (variable serif) + Inter + JetBrains Mono
   ========================================================================== */

*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: var(--ink-900);
    background: var(--paper);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
    font-size: 16px;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font: inherit; cursor: pointer; border: none; background: none; }
em, i { font-style: italic; }
strong { font-weight: 700; }

/* ==========================================================================
   Design tokens
   ========================================================================== */
:root {
    /* Ink scale */
    --ink-900: #0a0e1a;
    --ink-800: #11162a;
    --ink-700: #1c2240;
    --ink-600: #2a3056;
    --ink-500: #4a5170;
    --ink-400: #6e7491;
    --ink-300: #9aa0b5;
    --ink-200: #c5c8d6;
    --ink-100: #e3e5ec;

    /* Paper / cream scale */
    --paper: #f7f3eb;
    --paper-2: #efe9da;
    --paper-3: #ffffff;
    --paper-4: #faf6ee;

    /* Accents */
    --wine: #7a1e3a;
    --wine-2: #9c2d4f;
    --wine-3: #f0e3e7;
    --gold: #b08a44;
    --gold-2: #d4af6c;
    --moss: #3d5a3e;
    --moss-2: #5a7d5b;

    /* Rules */
    --rule: #d4cdba;
    --rule-2: #e6dfcc;
    --rule-3: #c8c0a8;

    /* Per-page accent (set by body[data-page]) */
    --brand: #7a1e3a;
    --brand-dark: #5a1429;
    --brand-soft: #f0e3e7;

    /* Type */
    --serif: 'Fraunces', 'Times New Roman', Georgia, serif;
    --sans: 'Inter', -apple-system, sans-serif;
    --mono: 'JetBrains Mono', 'SF Mono', Menlo, monospace;

    /* Sizing */
    --radius-sm: 4px;
    --radius: 8px;
    --radius-lg: 14px;
    --radius-xl: 22px;

    /* Shadows */
    --shadow-sm: 0 1px 2px rgba(10,14,26,.06), 0 1px 3px rgba(10,14,26,.04);
    --shadow-md: 0 6px 16px rgba(10,14,26,.08), 0 2px 4px rgba(10,14,26,.04);
    --shadow-lg: 0 24px 48px rgba(10,14,26,.12), 0 4px 8px rgba(10,14,26,.06);
    --shadow-xl: 0 40px 80px rgba(10,14,26,.18), 0 8px 16px rgba(10,14,26,.08);
}

/* ==========================================================================
   Layout
   ========================================================================== */
.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 28px;
}
.narrow { max-width: 760px; margin-left: auto; margin-right: auto; }
.wide   { max-width: 1400px; margin-left: auto; margin-right: auto; }

/* ==========================================================================
   Top banner (Werbung)
   ========================================================================== */
.top-banner {
    background: var(--ink-900);
    color: var(--ink-200);
    font-size: 12.5px;
    padding: 9px 0;
    border-bottom: 1px solid rgba(255,255,255,.06);
    letter-spacing: 0.02em;
}
.top-banner .container {
    display: flex;
    align-items: center;
    gap: 12px;
    justify-content: space-between;
    flex-wrap: wrap;
}
.top-banner strong { color: var(--gold-2); font-weight: 600; }
.top-banner .banner-meta { color: var(--ink-300); font-size: 12px; }

/* ==========================================================================
   Header / masthead
   ========================================================================== */
.site-header {
    background: var(--paper-3);
    border-bottom: 1px solid var(--rule-2);
    position: sticky;
    top: 0;
    z-index: 100;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    background: rgba(255,255,255,.92);
}
.masthead-bar {
    border-bottom: 1px solid var(--rule-2);
    padding: 14px 0;
}
.masthead-bar .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; }

/* Nav row container in the header — make it a flex container so nav + CTA sit on one line */
.site-header > .container {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
}
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--serif);
    font-weight: 700;
    color: var(--ink-900);
    letter-spacing: -0.02em;
}
.logo-mark {
    display: inline-grid;
    place-items: center;
    width: 38px; height: 38px;
    background: var(--ink-900);
    color: var(--gold-2);
    border-radius: 4px;
    font-family: var(--serif);
    font-weight: 700;
    font-size: 18px;
    font-style: italic;
}
.logo-text { font-size: 22px; font-style: italic; }
.logo-text sup { font-size: 11px; color: var(--ink-500); font-style: normal; margin-left: 4px; letter-spacing: 0.08em; }

.masthead-meta {
    display: flex;
    align-items: center;
    gap: 20px;
    color: var(--ink-500);
    font-size: 12.5px;
}
.masthead-meta span { display: inline-flex; align-items: center; gap: 6px; }
.masthead-meta .dot { width: 6px; height: 6px; background: var(--moss); border-radius: 50%; }

.main-nav {
    display: flex;
    gap: 32px;
    padding: 16px 0;
    align-items: center;
}
.main-nav a {
    font-size: 14.5px;
    color: var(--ink-700);
    font-weight: 500;
    position: relative;
    padding: 4px 0;
    transition: color .2s;
}
.main-nav a:hover { color: var(--wine); }
.main-nav a.is-active { color: var(--wine); }
.main-nav a.is-active::after {
    content: "";
    position: absolute;
    bottom: -18px;
    left: 0;
    right: 0;
    height: 2px;
    background: var(--wine);
}
.header-cta {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-left: auto;
}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 22px;
    border-radius: 6px;
    font-weight: 600;
    font-size: 14.5px;
    transition: all .2s ease;
    cursor: pointer;
    white-space: nowrap;
    text-align: center;
    border: 1.5px solid transparent;
    font-family: var(--sans);
}
.btn-primary {
    background: var(--ink-900);
    color: var(--paper-3);
    box-shadow: var(--shadow-sm);
}
.btn-primary:hover {
    background: var(--wine);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}
.btn-secondary {
    background: transparent;
    color: var(--ink-900);
    border-color: var(--ink-900);
}
.btn-secondary:hover {
    background: var(--ink-900);
    color: var(--paper-3);
}
.btn-ghost {
    background: transparent;
    color: var(--ink-700);
    padding: 8px 14px;
}
.btn-ghost:hover { color: var(--wine); }
.btn-accent {
    background: var(--wine);
    color: var(--paper-3);
}
.btn-accent:hover { background: var(--brand-dark); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-glow {
    box-shadow: 0 0 0 4px rgba(122,30,58,.12), var(--shadow-md) !important;
    animation: pulse-soft 2.4s ease-in-out infinite;
}
@keyframes pulse-soft {
    0%, 100% { box-shadow: 0 0 0 4px rgba(122,30,58,.12), var(--shadow-md); }
    50% { box-shadow: 0 0 0 10px rgba(122,30,58,0), var(--shadow-md); }
}
.btn-sm { padding: 9px 16px; font-size: 13.5px; }
.btn-lg { padding: 16px 28px; font-size: 16px; }
.btn-xl { padding: 20px 36px; font-size: 17px; }
.btn-block { width: 100%; }

/* ==========================================================================
   (Press bar removed)
   ========================================================================== */

/* ==========================================================================
   Editorial labels
   ========================================================================== */
.kicker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--wine);
    text-transform: uppercase;
    letter-spacing: 0.16em;
    font-size: 11.5px;
    font-weight: 700;
    margin-bottom: 14px;
}
.kicker::before {
    content: "";
    width: 24px;
    height: 1.5px;
    background: var(--wine);
}
.kicker.center { justify-content: center; }
.kicker.muted { color: var(--ink-500); }
.kicker.muted::before { background: var(--ink-300); }

.section-label {
    display: flex;
    align-items: baseline;
    gap: 18px;
    border-top: 1px solid var(--rule);
    padding-top: 14px;
    margin-bottom: 28px;
    font-family: var(--mono);
    font-size: 11.5px;
    color: var(--ink-500);
    text-transform: uppercase;
    letter-spacing: 0.14em;
}
.section-label span:first-child { font-weight: 600; }
.section-label .label-rule { flex: 1; height: 1px; background: var(--rule); margin: 0 12px; align-self: center; }
.section-label .label-end { color: var(--ink-700); font-weight: 600; }

/* ==========================================================================
   Hero (asymmetric editorial)
   ========================================================================== */
.hero {
    background: var(--paper-3);
    position: relative;
    padding: 60px 0 80px;
    overflow: hidden;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    gap: 56px;
    align-items: end;
}
.hero-content { padding-top: 30px; }
.hero-meta {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    background: var(--paper-2);
    border: 1px solid var(--rule-2);
    border-radius: 100px;
    padding: 6px 14px 6px 8px;
    margin-bottom: 28px;
    font-size: 12.5px;
    color: var(--ink-700);
    font-weight: 500;
}
.hero-meta .badge {
    background: var(--ink-900);
    color: var(--gold-2);
    padding: 3px 10px;
    border-radius: 100px;
    font-size: 11px;
    letter-spacing: 0.06em;
    font-weight: 700;
    text-transform: uppercase;
}
.hero-title {
    font-family: var(--serif);
    font-weight: 400;
    font-variation-settings: "opsz" 144, "SOFT" 50;
    font-size: clamp(38px, 5.5vw, 72px);
    line-height: 1.02;
    letter-spacing: -0.025em;
    color: var(--ink-900);
    margin-bottom: 24px;
}
.hero-title em {
    font-style: italic;
    color: var(--wine);
    font-weight: 500;
}
.hero-title .outline {
    -webkit-text-stroke: 1.5px var(--ink-900);
    color: transparent;
}
.hero-sub {
    font-size: 18px;
    line-height: 1.6;
    color: var(--ink-600);
    max-width: 560px;
    margin-bottom: 32px;
}
.hero-sub strong { color: var(--ink-900); font-weight: 600; }
.hero-cta {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}
.hero-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    border-top: 1px solid var(--rule);
    padding-top: 24px;
}
.stat {
    padding: 0 16px 0 0;
    border-left: 1px solid var(--rule);
    padding-left: 18px;
}
.stat:first-child { border-left: 0; padding-left: 0; }
.stat-num {
    font-family: var(--serif);
    font-size: 32px;
    font-weight: 500;
    line-height: 1;
    margin-bottom: 4px;
    letter-spacing: -0.02em;
    color: var(--ink-900);
}
.stat-num sup { font-size: 16px; color: var(--wine); margin-left: 2px; }
.stat-label {
    font-size: 12px;
    color: var(--ink-500);
    line-height: 1.4;
}

/* Hero photo collage */
.hero-photo {
    position: relative;
    aspect-ratio: 4/5;
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}
.hero-photo img {
    width: 100%; height: 100%;
    object-fit: cover;
}
.hero-photo .caption {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    background: linear-gradient(0deg, rgba(10,14,26,.85) 0%, rgba(10,14,26,0) 100%);
    color: var(--paper-3);
    padding: 24px 20px 20px;
    font-size: 12.5px;
    line-height: 1.4;
}
.hero-photo .caption strong { display: block; font-family: var(--serif); font-size: 14px; font-weight: 600; margin-bottom: 2px; }

.hero-photo .sticker {
    position: absolute;
    top: 20px; right: 20px;
    background: var(--gold-2);
    color: var(--ink-900);
    width: 80px; height: 80px;
    border-radius: 50%;
    display: grid; place-items: center;
    text-align: center;
    font-family: var(--serif);
    font-style: italic;
    font-size: 11px;
    line-height: 1.1;
    padding: 10px;
    transform: rotate(8deg);
    box-shadow: var(--shadow-md);
    font-weight: 600;
}
.hero-photo .sticker strong { display: block; font-size: 13px; font-weight: 800; font-style: normal; }

/* Small photo grid variant (alternative) */
.hero-photos {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    grid-template-rows: 1fr 1fr;
    gap: 12px;
    aspect-ratio: 5/6;
}
.hero-photos .p-main { grid-row: 1 / 3; border-radius: var(--radius); overflow: hidden; }
.hero-photos .p-sub { border-radius: var(--radius); overflow: hidden; }
.hero-photos img { width: 100%; height: 100%; object-fit: cover; }

/* ==========================================================================
   Section base
   ========================================================================== */
.section {
    padding: 90px 0;
    position: relative;
}
.section.compact { padding: 60px 0; }
.section-head {
    text-align: center;
    margin: 0 auto 56px;
    max-width: 720px;
}
.section-head.left { text-align: left; margin-left: 0; }
.section-title {
    font-family: var(--serif);
    font-size: clamp(28px, 4vw, 48px);
    line-height: 1.1;
    color: var(--ink-900);
    margin-bottom: 16px;
    letter-spacing: -0.02em;
    font-weight: 400;
    font-variation-settings: "opsz" 144;
}
.section-title em { font-style: italic; color: var(--wine); font-weight: 500; }
.section-sub {
    font-size: 17px;
    color: var(--ink-500);
    line-height: 1.6;
    max-width: 60ch;
    margin: 0 auto;
}
.section-head.left .section-sub { margin: 0; }

/* Decorative section number */
.section-num {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--ink-400);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 18px;
}
.section-num::before { content: "§ "; color: var(--wine); }

/* ==========================================================================
   Editorial intro block (author + byline)
   ========================================================================== */
.section-intro {
    background: var(--paper);
    border-top: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
}
.intro-grid {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 60px;
    align-items: start;
}
.author-card {
    background: var(--paper-3);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    padding: 24px;
    position: sticky;
    top: 110px;
}
.author-card .author-img {
    width: 100%;
    aspect-ratio: 1/1;
    border-radius: var(--radius-sm);
    object-fit: cover;
    margin-bottom: 16px;
    filter: grayscale(0.1);
}
.author-card .author-name {
    font-family: var(--serif);
    font-size: 20px;
    font-weight: 500;
    letter-spacing: -0.01em;
    margin-bottom: 2px;
}
.author-card .author-role {
    font-size: 13px;
    color: var(--ink-500);
    line-height: 1.4;
    margin-bottom: 14px;
}
.author-card .author-meta {
    border-top: 1px solid var(--rule-2);
    padding-top: 12px;
    font-size: 12px;
    color: var(--ink-500);
    line-height: 1.5;
}
.author-card .author-meta strong { color: var(--ink-700); }

.intro-body .lead {
    font-family: var(--serif);
    font-size: 22px;
    line-height: 1.5;
    color: var(--ink-800);
    margin-bottom: 22px;
    font-weight: 400;
    font-variation-settings: "opsz" 144;
}
.intro-body .lead::first-letter {
    font-family: var(--serif);
    font-size: 4.5em;
    line-height: 0.9;
    float: left;
    margin: 8px 12px 0 0;
    color: var(--wine);
    font-weight: 500;
    font-style: italic;
}
.intro-body p { color: var(--ink-700); margin-bottom: 16px; font-size: 16px; line-height: 1.75; }
.intro-body p strong { color: var(--ink-900); }
.intro-body h3 {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 500;
    margin: 32px 0 12px;
    letter-spacing: -0.01em;
}

/* ==========================================================================
   Comparison table (editorial)
   ========================================================================== */
.section-table { background: var(--paper-3); }
.table-wrap {
    background: var(--paper-3);
    border: 1px solid var(--rule);
    border-radius: var(--radius);
    overflow: hidden;
}
.comparison-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 14.5px;
}
.comparison-table thead th {
    background: var(--ink-900);
    color: var(--paper-3);
    text-align: left;
    padding: 18px 20px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    white-space: nowrap;
    font-family: var(--sans);
}
.comparison-table thead th:first-child { padding-left: 28px; }
.comparison-table thead th:last-child { padding-right: 28px; text-align: right; }
.comparison-table tbody tr {
    border-top: 1px solid var(--rule-2);
    transition: background .15s;
    cursor: pointer;
}
.comparison-table tbody tr:hover { background: var(--paper-4); }
.comparison-table tbody tr.featured { background: linear-gradient(90deg, var(--gold-2), transparent 30%); }
.comparison-table tbody tr.featured:hover { background: var(--paper-4); }
.comparison-table td {
    padding: 22px 20px;
    vertical-align: middle;
    color: var(--ink-700);
}
.comparison-table td:first-child { padding-left: 28px; }
.comparison-table td:last-child { padding-right: 28px; text-align: right; }
.col-rank { width: 50px; text-align: center; }
.rank {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    color: var(--ink-900);
    text-align: center;
    font-style: italic;
    line-height: 1;
}
.rank.gold { color: var(--gold); }
.brand-cell { display: flex; align-items: center; gap: 14px; }
.brand-mark {
    width: 44px; height: 44px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    color: #fff;
    font-weight: 800;
    font-size: 14px;
    flex-shrink: 0;
    letter-spacing: -0.02em;
    font-family: var(--sans);
}
.brand-mark.aux { background: #1e3a8a; }
.brand-mark.sma { background: #047857; }
.brand-mark.max { background: #92400e; }
.brand-mark.cas { background: #831843; }
.brand-mark.bk  { background: #312e81; }
.brand-mark.large { width: 56px; height: 56px; font-size: 16px; border-radius: 10px; }
.brand-name { font-family: var(--serif); font-weight: 500; color: var(--ink-900); font-size: 18px; letter-spacing: -0.01em; }
.brand-sub { font-size: 12.5px; color: var(--ink-500); margin-top: 2px; }
.rating-pill {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: var(--paper-2);
    color: var(--ink-900);
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 100px;
    font-size: 13px;
    white-space: nowrap;
    font-family: var(--sans);
}
.rating-pill.gold { background: var(--gold-2); color: var(--ink-900); }
.rating-pill .star { color: var(--gold); }
.btn-table {
    background: var(--ink-900);
    color: var(--paper-3);
    padding: 9px 16px;
    font-size: 13px;
    border-radius: 4px;
    font-weight: 600;
}
.btn-table:hover { background: var(--wine); }
.btn-table-primary {
    background: var(--wine);
}
.btn-table-primary:hover { background: var(--brand-dark); }
.table-fine {
    margin-top: 18px;
    font-size: 12.5px;
    color: var(--ink-500);
    line-height: 1.55;
    padding: 14px 20px;
    background: var(--paper-4);
    border: 1px solid var(--rule-2);
    border-radius: 6px;
}

/* ==========================================================================
   Bento grid (features)
   ========================================================================== */
.bento {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    grid-auto-rows: minmax(180px, auto);
    gap: 14px;
}
.bento-item {
    background: var(--paper-3);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    padding: 28px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: all .25s;
    position: relative;
    overflow: hidden;
}
.bento-item:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: var(--rule); }
.bento-item h4 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    color: var(--ink-900);
    margin-bottom: 8px;
    letter-spacing: -0.01em;
    line-height: 1.15;
}
.bento-item p { color: var(--ink-500); font-size: 14px; line-height: 1.55; }
.bento-icon {
    width: 40px; height: 40px;
    display: grid; place-items: center;
    background: var(--brand-soft);
    color: var(--wine);
    border-radius: 8px;
    margin-bottom: 16px;
    font-size: 18px;
}
.bento-item.dark { background: var(--ink-900); color: var(--paper-3); border-color: var(--ink-900); }
.bento-item.dark h4 { color: var(--paper-3); }
.bento-item.dark p { color: var(--ink-200); }
.bento-item.dark .bento-icon { background: rgba(212,175,108,.15); color: var(--gold-2); }
.bento-item.brand { background: var(--brand); color: #fff; border-color: var(--brand); }
.bento-item.brand h4, .bento-item.brand p { color: #fff; }
.bento-item.brand .bento-icon { background: rgba(255,255,255,.15); color: #fff; }

.bento-1 { grid-column: span 3; }
.bento-2 { grid-column: span 3; }
.bento-3 { grid-column: span 2; }
.bento-4 { grid-column: span 2; }
.bento-5 { grid-column: span 2; }
.bento-6 { grid-column: span 3; }
.bento-7 { grid-column: span 3; }

.bento-quote {
    font-family: var(--serif);
    font-style: italic;
    font-size: 22px;
    line-height: 1.35;
    color: var(--paper-3);
    letter-spacing: -0.01em;
}
.bento-quote::before { content: "„"; color: var(--gold-2); font-size: 1.4em; line-height: 0; vertical-align: -0.1em; margin-right: 4px; }
.bento-quote::after { content: "„"; display: none; }
.bento-quote-author { display: block; font-style: normal; font-family: var(--sans); font-size: 12.5px; color: var(--ink-300); margin-top: 14px; letter-spacing: 0.04em; }

/* ==========================================================================
   Pull quote
   ========================================================================== */
.pull-quote {
    text-align: center;
    padding: 50px 0;
    border-top: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
    margin: 40px 0;
}
.pull-quote blockquote {
    font-family: var(--serif);
    font-style: italic;
    font-size: clamp(22px, 3.2vw, 34px);
    line-height: 1.3;
    color: var(--ink-900);
    max-width: 22ch;
    margin: 0 auto 16px;
    letter-spacing: -0.01em;
    font-weight: 400;
    font-variation-settings: "opsz" 144;
}
.pull-quote blockquote::before { content: "„"; color: var(--wine); }
.pull-quote blockquote::after { content: "“"; color: var(--wine); }
.pull-quote .attribution {
    font-family: var(--sans);
    font-style: normal;
    font-size: 13px;
    color: var(--ink-500);
    letter-spacing: 0.04em;
}
.pull-quote .attribution strong { color: var(--ink-700); font-weight: 600; }

/* ==========================================================================
   Steps (How it works)
   ========================================================================== */
.section-how { background: var(--paper); }
.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    border-top: 1px solid var(--rule);
}
.step {
    padding: 32px 28px 32px 0;
    border-right: 1px solid var(--rule);
    position: relative;
}
.step:last-child { border-right: 0; }
.step-num {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--ink-400);
    letter-spacing: 0.1em;
    margin-bottom: 24px;
    text-transform: uppercase;
}
.step h4 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    color: var(--ink-900);
    margin-bottom: 8px;
    letter-spacing: -0.01em;
    line-height: 1.2;
}
.step p { font-size: 14.5px; color: var(--ink-500); line-height: 1.55; }

/* ==========================================================================
   Reviews (detailed)
   ========================================================================== */
.section-reviews { background: var(--paper-3); }
.review-card {
    background: var(--paper-3);
    border: 1px solid var(--rule);
    border-radius: var(--radius);
    padding: 48px;
    margin-bottom: 24px;
    scroll-margin-top: 90px;
    transition: box-shadow .3s;
}
.review-card:hover { box-shadow: var(--shadow-md); }
.review-card.featured {
    border: 1.5px solid var(--ink-900);
    box-shadow: var(--shadow-md);
    position: relative;
}
.featured-ribbon {
    position: absolute;
    top: -14px; left: 28px;
    background: var(--ink-900);
    color: var(--gold-2);
    padding: 6px 14px;
    border-radius: 4px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}
.review-head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 28px;
    padding-bottom: 32px;
    border-bottom: 1px solid var(--rule-2);
    margin-bottom: 32px;
    flex-wrap: wrap;
}
.review-brand { display: flex; align-items: center; gap: 18px; }
.review-eyebrow {
    font-size: 11.5px;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    color: var(--ink-500);
    font-weight: 600;
    margin-bottom: 6px;
}
.review-eyebrow.gold { color: var(--gold); }
.review-name {
    font-family: var(--serif);
    font-size: 38px;
    font-weight: 400;
    color: var(--ink-900);
    line-height: 1;
    letter-spacing: -0.02em;
}
.review-name em { font-style: italic; color: var(--wine); }
.review-sub { font-size: 14px; color: var(--ink-500); margin-top: 6px; }

.review-actions { display: flex; flex-direction: column; gap: 8px; align-items: flex-end; }
.review-rating {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: var(--serif);
    font-size: 18px;
    color: var(--ink-900);
    font-weight: 500;
}
.review-rating .stars { color: var(--gold); letter-spacing: 2px; font-size: 16px; }

.review-grid {
    display: grid;
    grid-template-columns: 1.6fr 1fr;
    gap: 40px;
}
.review-col h4 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    color: var(--ink-900);
    margin: 22px 0 12px;
    letter-spacing: -0.01em;
}
.review-col h4:first-child { margin-top: 0; }
.review-col p { color: var(--ink-700); line-height: 1.7; margin-bottom: 14px; font-size: 15.5px; }
.review-col .pros li, .review-col .cons li {
    padding: 8px 0 8px 28px;
    position: relative;
    font-size: 14.5px;
    color: var(--ink-700);
    line-height: 1.5;
}
.review-col .pros li::before {
    content: "+";
    position: absolute;
    left: 4px; top: 8px;
    color: var(--moss);
    font-weight: 700;
    font-size: 18px;
    line-height: 1;
}
.review-col .cons li::before {
    content: "−";
    position: absolute;
    left: 4px; top: 6px;
    color: var(--wine);
    font-weight: 700;
    font-size: 20px;
    line-height: 1;
}

.review-side { display: flex; flex-direction: column; gap: 16px; }
.side-card {
    background: var(--paper-4);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    padding: 22px;
}
.side-card.dark {
    background: var(--ink-900);
    color: var(--paper-3);
    border-color: var(--ink-900);
}
.side-label {
    font-size: 10.5px;
    text-transform: uppercase;
    letter-spacing: 0.16em;
    color: var(--ink-500);
    font-weight: 700;
    margin-bottom: 14px;
    font-family: var(--mono);
}
.side-card.dark .side-label { color: var(--gold-2); }
.kv { margin: 0; }
.kv li {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 10px 0;
    border-top: 1px dashed var(--rule-2);
    font-size: 14px;
}
.kv li:first-child { border-top: 0; padding-top: 4px; }
.kv li span { color: var(--ink-500); }
.kv li strong { color: var(--ink-900); font-weight: 600; font-family: var(--sans); }
.side-card.dark .kv li { border-color: rgba(255,255,255,.1); }
.side-card.dark .kv li span { color: var(--ink-300); }
.side-card.dark .kv li strong { color: var(--paper-3); }
.side-card.dark p { color: rgba(247,243,235,.9); }
.verdict-score {
    margin-top: 14px;
    font-family: var(--serif);
    font-size: 36px;
    font-weight: 400;
    color: var(--gold-2);
    line-height: 1;
    font-style: italic;
    letter-spacing: -0.02em;
}

/* ==========================================================================
   User stories
   ========================================================================== */
.stories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
}
.story-card {
    background: var(--paper-3);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    overflow: hidden;
    transition: transform .25s, box-shadow .25s;
    display: flex;
    flex-direction: column;
}
.story-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.story-photo {
    aspect-ratio: 4/3;
    overflow: hidden;
    position: relative;
}
.story-photo img { width: 100%; height: 100%; object-fit: cover; filter: saturate(1.05) contrast(1.02); }
.story-photo .overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(0deg, rgba(10,14,26,.6) 0%, transparent 50%);
}
.story-photo .badge {
    position: absolute;
    bottom: 12px; left: 12px;
    background: var(--paper-3);
    color: var(--ink-900);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 4px 10px;
    border-radius: 3px;
}
.story-body { padding: 20px; flex: 1; display: flex; flex-direction: column; gap: 12px; }
.story-head { display: flex; align-items: center; gap: 12px; }
.story-avatar {
    width: 36px; height: 36px;
    border-radius: 50%;
    background: var(--brand);
    color: #fff;
    display: grid; place-items: center;
    font-weight: 700;
    font-size: 13px;
    flex-shrink: 0;
}
.story-name { font-family: var(--serif); font-weight: 500; color: var(--ink-900); font-size: 16px; letter-spacing: -0.01em; }
.story-meta { color: var(--ink-500); font-size: 12.5px; }
.story-rating { color: var(--gold); font-size: 14px; letter-spacing: 1px; }
.story-quote { color: var(--ink-700); font-style: italic; line-height: 1.55; font-size: 14.5px; }
.story-outcome { display: flex; gap: 18px; padding-top: 12px; border-top: 1px dashed var(--rule-2); margin-top: auto; }
.story-outcome-item { font-size: 12.5px; }
.story-outcome-item span { color: var(--ink-500); display: block; }
.story-outcome-item strong { color: var(--ink-900); font-size: 14.5px; font-family: var(--sans); font-weight: 600; }

/* ==========================================================================
   Data viz / Chart section
   ========================================================================== */
.section-data { background: var(--paper); }
.data-grid {
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 60px;
    align-items: center;
}
.data-text h2 { font-family: var(--serif); font-size: clamp(28px, 3.5vw, 42px); font-weight: 400; line-height: 1.1; margin-bottom: 20px; letter-spacing: -0.02em; }
.data-text h2 em { font-style: italic; color: var(--wine); }
.data-text p { color: var(--ink-700); line-height: 1.7; font-size: 15.5px; margin-bottom: 16px; }
.data-chart {
    background: var(--paper-3);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    padding: 32px;
    box-shadow: var(--shadow-sm);
}
.data-chart .chart-title {
    font-family: var(--serif);
    font-size: 18px;
    font-weight: 500;
    margin-bottom: 4px;
    color: var(--ink-900);
}
.data-chart .chart-sub {
    font-size: 12.5px;
    color: var(--ink-500);
    margin-bottom: 24px;
    font-family: var(--mono);
    letter-spacing: 0.04em;
}
.chart-svg { width: 100%; height: auto; display: block; }
.chart-legend {
    display: flex;
    gap: 18px;
    margin-top: 18px;
    font-size: 12.5px;
    color: var(--ink-700);
    flex-wrap: wrap;
}
.chart-legend-item { display: flex; align-items: center; gap: 6px; }
.chart-legend-item .sw { width: 10px; height: 10px; border-radius: 2px; }

/* ==========================================================================
   Editorial team
   ========================================================================== */
.section-team { background: var(--ink-900); color: var(--paper-3); }
.section-team .section-title { color: var(--paper-3); }
.section-team .section-sub { color: var(--ink-300); }
.section-team .kicker { color: var(--gold-2); }
.section-team .kicker::before { background: var(--gold-2); }
.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.team-card {
    text-align: left;
}
.team-img {
    width: 100%;
    aspect-ratio: 3/4;
    object-fit: cover;
    border-radius: var(--radius);
    margin-bottom: 18px;
    filter: grayscale(0.4) contrast(1.05);
    transition: filter .3s;
}
.team-card:hover .team-img { filter: grayscale(0) contrast(1.05); }
.team-name {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    margin-bottom: 4px;
    letter-spacing: -0.01em;
    color: var(--paper-3);
}
.team-role { font-size: 13px; color: var(--gold-2); margin-bottom: 10px; font-family: var(--mono); letter-spacing: 0.05em; text-transform: uppercase; font-size: 11.5px; }
.team-bio { font-size: 13.5px; color: var(--ink-300); line-height: 1.55; }

/* ==========================================================================
   FAQ
   ========================================================================== */
.section-faq { background: var(--paper-3); }
.faq-list { display: flex; flex-direction: column; gap: 0; border-top: 1px solid var(--rule); }
.faq-item {
    border-bottom: 1px solid var(--rule);
    background: transparent;
}
.faq-item summary {
    list-style: none;
    cursor: pointer;
    padding: 24px 0;
    font-family: var(--serif);
    font-weight: 500;
    color: var(--ink-900);
    font-size: 19px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    transition: color .2s;
    letter-spacing: -0.01em;
    line-height: 1.3;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
    content: "+";
    display: inline-grid;
    place-items: center;
    width: 28px; height: 28px;
    font-family: var(--serif);
    font-size: 24px;
    color: var(--ink-500);
    font-weight: 400;
    flex-shrink: 0;
    transition: transform .3s, color .2s;
}
.faq-item[open] summary { color: var(--wine); }
.faq-item[open] summary::after { content: "−"; color: var(--wine); }
.faq-body { padding: 0 0 24px; max-width: 68ch; }
.faq-body p { color: var(--ink-700); line-height: 1.7; font-size: 15.5px; }
.faq-body p strong { color: var(--ink-900); }

/* ==========================================================================
   Final CTA
   ========================================================================== */
.section-final-cta {
    background: var(--ink-900);
    color: var(--paper-3);
    padding: 100px 0;
    position: relative;
    overflow: hidden;
}
.section-final-cta::before {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--gold-2), transparent);
}
.final-cta-card {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 60px;
    align-items: center;
}
.final-cta-card .kicker { color: var(--gold-2); }
.final-cta-card .kicker::before { background: var(--gold-2); }
.final-cta-card h2 {
    font-family: var(--serif);
    font-size: clamp(30px, 4vw, 50px);
    line-height: 1.05;
    margin: 8px 0 16px;
    font-weight: 400;
    letter-spacing: -0.025em;
    color: var(--paper-3);
}
.final-cta-card h2 em { font-style: italic; color: var(--gold-2); }
.final-cta-card p { color: var(--ink-200); font-size: 17px; line-height: 1.6; max-width: 50ch; }
.cta-actions { display: flex; flex-direction: column; gap: 10px; }
.btn-cta-primary {
    background: var(--gold-2);
    color: var(--ink-900);
    font-weight: 700;
}
.btn-cta-primary:hover { background: var(--gold); transform: translateY(-1px); }
.btn-cta-secondary {
    background: transparent;
    color: var(--paper-3);
    border-color: rgba(255,255,255,.25);
}
.btn-cta-secondary:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.5); }

/* ==========================================================================
   Newsletter
   ========================================================================== */
.section-newsletter {
    background: var(--paper-2);
    border-top: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
    padding: 60px 0;
}
.newsletter-card {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}
.newsletter-text h2 {
    font-family: var(--serif);
    font-size: clamp(24px, 3vw, 36px);
    font-weight: 400;
    line-height: 1.15;
    margin-bottom: 12px;
    letter-spacing: -0.02em;
}
.newsletter-text h2 em { font-style: italic; color: var(--wine); }
.newsletter-text p { color: var(--ink-600); font-size: 15.5px; line-height: 1.6; }
.newsletter-form { display: flex; flex-direction: column; gap: 12px; }
.newsletter-input {
    display: flex;
    background: var(--paper-3);
    border: 1px solid var(--rule);
    border-radius: 6px;
    padding: 4px 4px 4px 16px;
    align-items: center;
    gap: 8px;
}
.newsletter-input input {
    flex: 1;
    border: 0;
    background: transparent;
    font: inherit;
    color: var(--ink-900);
    padding: 12px 0;
    outline: none;
}
.newsletter-input input::placeholder { color: var(--ink-400); }
.newsletter-form .fine { font-size: 11.5px; color: var(--ink-500); }
.newsletter-stats {
    display: flex;
    gap: 24px;
    margin-top: 14px;
    font-size: 12.5px;
    color: var(--ink-500);
}
.newsletter-stats strong { color: var(--ink-900); font-weight: 600; }

/* ==========================================================================
   Legal
   ========================================================================== */
.section-legal {
    background: var(--paper);
    border-top: 1px solid var(--rule);
    padding: 50px 0;
}
.section-legal h3 {
    font-family: var(--serif);
    color: var(--ink-900);
    font-size: 22px;
    font-weight: 500;
    margin-bottom: 16px;
    letter-spacing: -0.01em;
}
.section-legal p {
    color: var(--ink-500);
    font-size: 13px;
    line-height: 1.65;
    margin-bottom: 14px;
}
.section-legal strong { color: var(--ink-700); }

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
    background: var(--ink-900);
    color: var(--ink-300);
    padding: 60px 0 30px;
    border-top: 1px solid var(--ink-800);
}
.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 2fr;
    gap: 60px;
    padding-bottom: 40px;
    border-bottom: 1px solid var(--ink-800);
}
.footer-brand .logo-text { color: var(--paper-3); }
.footer-brand .logo-mark { background: var(--paper-3); color: var(--ink-900); }
.footer-brand p { color: var(--ink-300); font-size: 14px; max-width: 360px; line-height: 1.65; margin-top: 16px; }
.footer-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer-col h5 { color: var(--paper-3); font-size: 13px; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 600; font-family: var(--mono); font-size: 11.5px; }
.footer-col a { display: block; color: var(--ink-300); font-size: 14px; padding: 5px 0; transition: color .2s; }
.footer-col a:hover { color: var(--gold-2); }
.footer-bottom {
    padding-top: 24px;
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
}
.footer-bottom p { color: var(--ink-400); font-size: 12.5px; }
.footer-fine { max-width: 60ch; }

/* ==========================================================================
   Sticky mobile CTA
   ========================================================================== */
.sticky-cta {
    position: fixed;
    bottom: 16px;
    left: 16px;
    right: 16px;
    z-index: 99;
    background: rgba(255,255,255,.98);
    backdrop-filter: blur(12px);
    border: 1px solid var(--rule);
    box-shadow: 0 12px 30px rgba(10,14,26,.18);
    border-radius: 100px;
    padding: 8px 8px 8px 22px;
    transform: translateY(150%);
    transition: transform .4s cubic-bezier(.2,.7,.2,1);
}
.sticky-cta.visible { transform: translateY(0); }
.sticky-inner { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.sticky-text { display: flex; flex-direction: column; line-height: 1.2; }
.sticky-text strong { color: var(--ink-900); font-size: 14px; }
.sticky-text span { color: var(--ink-500); font-size: 12px; }

/* ==========================================================================
   Subpage brand overrides
   ========================================================================== */
body[data-page="auxmoney"]    { --brand: #1e3a8a; --brand-dark: #15296a; --brand-soft: #e0e7ff; }
body[data-page="smava"]       { --brand: #047857; --brand-dark: #035c43; --brand-soft: #d1fae5; }
body[data-page="maxda"]       { --brand: #92400e; --brand-dark: #6b2e08; --brand-soft: #fef3c7; }
body[data-page="cashper"]     { --brand: #831843; --brand-dark: #5a0e2c; --brand-soft: #fce7f3; }
body[data-page="bonkredit"]   { --brand: #312e81; --brand-dark: #1f1d4d; --brand-soft: #e0e7ff; }

body[data-page] .hero {
    background: linear-gradient(135deg, var(--ink-900) 0%, color-mix(in srgb, var(--brand-dark) 70%, black) 50%, color-mix(in srgb, var(--brand-dark) 50%, var(--brand) 100%);
}
body[data-page] .hero::before {
    background: radial-gradient(900px 500px at 80% 20%, color-mix(in srgb, var(--brand) 25%, transparent), transparent 70%);
}
body[data-page] .hero-title em { color: var(--brand-soft); }
body[data-page] .btn-primary { background: var(--brand); }
body[data-page] .btn-primary:hover { background: var(--brand-dark); }
body[data-page] .btn-accent { background: var(--brand); }
body[data-page] .kicker { color: var(--brand); }
body[data-page] .kicker::before { background: var(--brand); }
body[data-page] .section-title em { color: var(--brand); }
body[data-page] .bento-icon { background: color-mix(in srgb, var(--brand) 12%, var(--paper-3)); color: var(--brand); }
body[data-page] .bento-item.brand { background: var(--brand); border-color: var(--brand); }
body[data-page] .bento-item.brand .bento-icon { background: rgba(255,255,255,.18); color: #fff; }
body[data-page] .featured-ribbon { background: var(--brand); color: #fff; }
body[data-page] .winner-card .accent { color: var(--brand); }
body[data-page] .btn-glow {
    box-shadow: 0 0 0 4px color-mix(in srgb, var(--brand) 12%, transparent), var(--shadow-md) !important;
}
body[data-page] .btn-table-primary { background: var(--brand); }
body[data-page] .btn-table-primary:hover { background: var(--brand-dark); }
body[data-page] .btn-cta-primary { background: var(--brand); color: #fff; }
body[data-page] .btn-cta-primary:hover { background: var(--brand-dark); }
body[data-page] .review-name em { color: var(--brand); }
body[data-page] .verdict-score { color: var(--brand); }
body[data-page] .intro-body .lead::first-letter { color: var(--brand); }
body[data-page] .pull-quote blockquote::before, body[data-page] .pull-quote blockquote::after { color: var(--brand); }
body[data-page] .section-num::before { color: var(--brand); }
body[data-page] .brand-cell .brand-mark { /* keep */ }
body[data-page] .cross-card:hover { border-color: var(--brand); }
body[data-page] .cross-card .arrow { color: var(--brand); }
body[data-page] .main-nav a.is-active::after { background: var(--brand); }
body[data-page] .main-nav a:hover { color: var(--brand); }

/* ==========================================================================
   Subpage-specific reusable bits
   ========================================================================== */
.claim-bar {
    background: var(--paper-3);
    border: 1px solid var(--rule);
    border-top: 0;
    border-radius: 0 0 var(--radius) var(--radius);
    padding: 18px 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    margin-bottom: 0;
    flex-wrap: wrap;
    font-size: 13.5px;
}
.claim-bar-item { display: flex; flex-direction: column; gap: 2px; }
.claim-bar-item .label { font-size: 10.5px; color: var(--ink-500); text-transform: uppercase; letter-spacing: 0.12em; font-weight: 600; font-family: var(--mono); }
.claim-bar-item .value { font-weight: 600; color: var(--ink-900); font-size: 15px; }
.claim-bar .dot-sep { width: 1px; height: 28px; background: var(--rule-2); }

.cross-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cross-card {
    background: var(--paper-3);
    border: 1px solid var(--rule-2);
    border-radius: var(--radius);
    padding: 22px;
    text-align: center;
    transition: all .2s;
    display: block;
    color: inherit;
}
.cross-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--rule); }
.cross-card .brand-mark { margin: 0 auto 10px; }
.cross-card h5 { color: var(--ink-900); font-size: 16px; margin-bottom: 4px; font-weight: 600; font-family: var(--serif); letter-spacing: -0.01em; }
.cross-card p { color: var(--ink-500); font-size: 12.5px; margin-bottom: 12px; }
.cross-card .arrow { color: var(--ink-900); font-weight: 600; font-size: 13px; }

/* ==========================================================================
   Impressum page
   ========================================================================== */
.impressum-block {
    margin-bottom: 24px;
}
.impressum-h {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 500;
    color: var(--ink-900);
    margin-bottom: 16px;
    letter-spacing: -0.01em;
}
.impressum-data {
    background: var(--paper-3);
    border: 1px solid var(--rule);
    border-radius: var(--radius);
    padding: 20px 24px;
}
.impressum-line {
    display: grid;
    grid-template-columns: 220px 1fr;
    gap: 24px;
    padding: 14px 0;
    border-top: 1px dashed var(--rule-2);
    font-size: 14.5px;
    align-items: baseline;
}
.impressum-line:first-child { border-top: 0; padding-top: 4px; }
.impressum-line:last-child { padding-bottom: 4px; }
.il-label {
    color: var(--ink-500);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    font-weight: 600;
    font-family: var(--mono);
}
.il-value {
    color: var(--ink-900);
    line-height: 1.5;
}
.il-value code {
    font-family: var(--mono);
    font-size: 14px;
    background: var(--paper-2);
    padding: 2px 8px;
    border-radius: 4px;
    color: var(--ink-900);
}
@media (max-width: 720px) {
    .impressum-line { grid-template-columns: 1fr; gap: 4px; padding: 16px 0; }
    .il-label { font-size: 10.5px; }
}

/* ==========================================================================
   Reveal animations
   ========================================================================== */
.js-reveal .reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .7s ease, transform .7s cubic-bezier(.2,.7,.2,1);
}
.js-reveal .reveal.in-view { opacity: 1; transform: translateY(0); }

.review-card.flash { animation: cardflash 1.4s ease; }
@keyframes cardflash {
    0%   { box-shadow: 0 0 0 0 rgba(122,30,58,0), var(--shadow-sm); transform: scale(1); }
    25%  { box-shadow: 0 0 0 8px rgba(122,30,58,.18), var(--shadow-md); transform: scale(1.005); }
    100% { box-shadow: 0 0 0 0 rgba(122,30,58,0), var(--shadow-sm); transform: scale(1); }
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1024px) {
    .container { padding: 0 20px; }
    .hero-grid { grid-template-columns: 1fr; gap: 40px; }
    .hero-photo { aspect-ratio: 16/10; max-width: 600px; }
    .intro-grid { grid-template-columns: 1fr; gap: 40px; }
    .author-card { position: static; max-width: 360px; }
    .data-grid { grid-template-columns: 1fr; gap: 40px; }
    .review-grid { grid-template-columns: 1fr; gap: 24px; }
    .newsletter-card { grid-template-columns: 1fr; gap: 32px; }
    .final-cta-card { grid-template-columns: 1fr; gap: 32px; }
    .bento { grid-template-columns: repeat(2, 1fr); }
    .bento-1, .bento-2, .bento-3, .bento-4, .bento-5, .bento-6, .bento-7 { grid-column: span 1; }
    .footer-grid { grid-template-columns: 1fr; gap: 40px; }
    .team-grid { grid-template-columns: repeat(2, 1fr); }
    .stories-grid { grid-template-columns: 1fr 1fr; }
    .cross-grid { grid-template-columns: 1fr 1fr; }
    /* press-bar removed */
}
@media (max-width: 720px) {
    .section { padding: 60px 0; }
    .hero { padding: 40px 0 60px; }
    .hero-title { font-size: 38px; }
    .hero-stats { grid-template-columns: 1fr 1fr; gap: 16px; }
    .stat { padding-left: 0; border-left: 0; border-top: 1px solid var(--rule); padding-top: 12px; }
    .stat:nth-child(-n+2) { border-top: 0; padding-top: 0; }
    .review-card { padding: 28px 22px; }
    .review-head { flex-direction: column; align-items: flex-start; }
    .review-actions { align-items: flex-start; width: 100%; }
    .review-name { font-size: 30px; }
    .steps { grid-template-columns: 1fr; }
    .step { border-right: 0; border-bottom: 1px solid var(--rule); padding: 24px 0; }
    .step:last-child { border-bottom: 0; }
    .footer-cols { grid-template-columns: 1fr 1fr; }
    .team-grid { grid-template-columns: 1fr 1fr; }
    .stories-grid { grid-template-columns: 1fr; }
    .cross-grid { grid-template-columns: 1fr 1fr; }
    .masthead-bar .container { flex-direction: column; align-items: flex-start; gap: 12px; }
    .main-nav { display: none; }
    /* press-bar removed */
    .bento { grid-template-columns: 1fr; }
    .comparison-table { font-size: 13px; }
    .comparison-table thead th { padding: 12px 8px; font-size: 10.5px; }
    .comparison-table td { padding: 16px 8px; }
    .comparison-table td:first-child, .comparison-table thead th:first-child { padding-left: 12px; }
    .comparison-table td:last-child, .comparison-table thead th:last-child { padding-right: 12px; }
    .col-amount, .col-term, .col-type { display: none; }
    .sticky-cta { border-radius: var(--radius); }
    .sticky-text span { display: none; }
}
@media (max-width: 420px) {
    .footer-cols { grid-template-columns: 1fr; }
    .stories-grid, .cross-grid, .team-grid { grid-template-columns: 1fr; }
    .col-zins { display: none; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}